Headland Finance

Your Trusted Mortgage Brokers

We’re not your average mortgage broker.

We take the time to get to know you, your situation, and your goals. We’re proud of the service we provide, always putting your best interests first. Our focus is on building long-term relationships, helping you grow wealth through property, and guiding you to make smart lending decisions.

  • // Tailored Solutions.

    We take the time to understand the whole picture. We will advise on the best strategy for both short and long-term success.

  • // Access to 40+ Lenders.

    Choice matters. With access to a wide range of lenders, we can help save you money by finding the loan that is most suited to your property strategy. Every bank has its own strengths, and our extensive options ensure we match you with the perfect fit for your needs.

  • // Streamlined Process.

    We use market leading technology to ensure a seamless mortgage process. With clear communication a priority, we’ll keep you informed at every step of the journey.

  • // Lasting Relationships.

    Lasting relationships are the foundation of Headland Finance. We don’t just serve you for one transaction – we partner with you for the long term, proactively managing your loans and helping you build a financially stable future.

Mitch Bath
Director / Mortgage Broker / Finance Broker

Mitch Bath is the Director, Founder and lifeforce behind Headland Finance. Mitch is passionate about helping people, which is at the core of life as a mortgage broker.

Combining strong industry knowledge with relentless attention to detail, Mitch has a proven track record in helping a diverse client base secure finance for their ideal property. He prides himself on building meaningful relationships, listening to client needs and circumstances, and providing tailored strategic solutions. Reviews from existing clients consistently praise his enthusiasm, diligence, and determination to negotiate for the best deal possible.

Feeling fortunate to genuinely enjoy his profession, Mitch derives great satisfaction from guiding clients through their property journeys. While broking often doesn’t feel like work, outside of Headland, Mitch loves cooking for his family and exploring the world through hiking and running.

We truly care.

At Headland Finance, you’ll discover a fresh approach to mortgage broking. For us, it’s about more than a single transaction – it’s about the people, the journey, and helping bring your dreams to life. When you choose to work with us, you’re choosing a lasting partnership built on good old-fashioned customer service, where your needs and aspirations always come first.

  • Our purpose is simple, we love helping people. We derive deep satisfaction from seeing our clients succeed and the long-lasting relationships that come from great service.

  • We will listen to your needs and will take the time to understand your exact goals. We will always provide honest advice that has your best interest at heart.

  • We plan to build a broad community of loyal clients that would never go anywhere else because they know they are valued, heard, and receive unrivalled service and mortgage advice.

  • + Exceptional Service
    + Honest Advice
    + Lasting Relationships

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We’re here to guide you every step of the way.

 
  • In our initial meeting, we take the time to understand you and your goals. We’ll explore your financial position and use a live servicing calculator to illustrate what’s possible for you.

  • You’ll receive an invitation to our secure online client portal, making it easy for you to upload the documents we need for a thorough assessment of your situation.

  • Our dedicated team will analyse your situation and craft a detailed finance proposal, showcasing the best options tailored to your needs.

  • We send you a comprehensive finance proposal, often accompanied by a video explanation, ensuring you fully understand your options and the lending structure.

  • After reviewing the finance proposal, we’ll meet for a strategy session to answer your questions and confirm the next steps together.

  • Once we finalise our strategy, we meticulously prepare and lodge your application with the chosen lender, leveraging our high approval rate.

  • Congratulations! You’ve received unconditional loan approval—a moment worth celebrating as you take a significant step towards your goals.

  • Settlement day is pivotal as you take possession of your property. Our team will ensure smooth communication among all parties, supporting you every step of the way.

  • We offer a Loan Repayment Strategy Meeting to help you create a tailored plan aimed at reducing your interest payments over the loan's lifespan.

  • Your journey doesn’t end here. At Headland Finance, we’ll proactively monitor your loans to ensure they remain competitive. We will remain ever available for all your future financing needs. Welcome to the Headland family!

What We Offer

  • First Home Buyer Loans

    Helping you navigate the journey of buying your first home with tailored support and expert guidance.

  • Owner Occupied Loans

    Secure the best loan deal for your home and enjoy ongoing support to ensure long-term savings.

  • Investment Loans

    Find the right loan structure to maximise your investment property’s potential and build wealth.

  • Refinancing Loans

    Switch to a better loan and save money with our expert refinancing solutions.

  • Equity Release Loans

    Unlock your home’s equity to grow your wealth or fund important projects.

  • Doctor and Health Professional Home Loans

    Specialised home loans tailored for doctors and health professionals with unique benefits.

  • Self-Managed Super Funds (SMSF) Loans

    Expert guidance on financing properties through your self-managed super fund.

  • Business Loans

    Tailored funding solutions to support your business growth and financial needs.

  • Asset Finance and Car Loans

    Partnering with trusted providers to offer flexible asset finance and car loan options.

What our clients are saying